Private Commercial Lenders, Private Hard Money Lenders

Multifamily Commercial Real Estate Loans

Private Commercial Lenders

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If you need more information on commercial private hard money lenders, you’ve come to the right place.

Secure Loan
Fast

Efficient Communication

No Hidden
Fees

Reliable
Terms

Flexible
Terms

How do Private Hard Money Lenders Work?

In general, private commercial hard money lenders for real estate is more flexible compared to bank. This is why borrowers who don’t meet the requirements of traditional lenders often go to private hard money lenders. Private commercial lenders’ loan products vary greatly, with different terms, rates, and equity/down payment minimums.

The application process and eligibility requirements for private commercial lending also differ from one lender to another. Some private commercial lenders are strict, while others are open to loaning money to borrowers with poor credit.

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Process of Private
Commercial Lenders

A private commercial lender will typically look at the following when reviewing your loan application:

Cash Flow

A lender will want to see if you have enough cash flow to repay the loan. Your chances at getting approved will usually depend on whether your net income is steady and is at least 20% higher than your debts. To verify your credentials, they may ask to see your financial statements, tax documents, evidence of assets that can be converted into cash, and documentation of your proceeds from rental income or leases.

Collateral

Commercial private hard money lenders will review the value and profitability of the commercial property collateral. They may use the loan-to-debt ratio to check if it makes sense to finance the project. The LTD should not exceed 75% for non-recourse loans, which may be offered if you lack an established financial track record. This means your personal assets can be used as collateral. If you default, the lender can seize.

Why Choose us for Private Hard Money Lending?

We’ll help you avoid guesswork in private commercial lending. Capital Investors Direct is based in Maryland, but our commercial real estate investment advisory services are available nationwide. Our objective is to help you find the best commercial loan solution specifically tailored to your situation.

Instead of approaching a bank, contact us immediately to access the right private commercial loan for commercial real estate. We won’t waste your time, as we provide a simple application process and fast closing. Rates can be as low as 7%, even for a highly customized commercial property loan.

Benefits of Working with a Private Commercial Lender

The right commercial private money lenders will be able to provide these perks:

Faster funding and instant cash

You could get your loan within a few days—and in some cases, in a matter of hours.

Faster funding and instant cash

You could get your loan within a few days—and in some cases, in a matter of hours.

Less paperwork

You do not have to sign a lot of papers to get things done. Most lenders also require minimal documentation. Some may not even bother to look at your credit score.

Flexible terms

These lenders are more flexible than regular banks, and terms may be negotiable depending on your situation.

Private CRE Loan Parameters

Capital Investors Direct funds different commercial properties across the country. Below are few commercial properties we lend hard money for –

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Asset Class:

Mixed-use Buildings / Industrial Buildings /
Retail Centers / Self- Storage Facilities etc.

Rates Start at:

9-15%

Terms:

1-3 year

Occupancy:

Amortization:

Loan Size:

$1M-$5M

Closing Time:

5-10 days

Loan Purpose:

Acquisition - Purchase / Refinance Pre
Construction / Partner Buy-Outs / Debt
consolidation / Taxes / Note Purchase

Commercial
Projects We Fund

Apartment Loans

Multifamily Loans

Hotel Loans

Mobile Home Parks

Industrial Property Loans

Shopping Complexes

Restaurant Loas

Mixed Use

Office Property Loans

Retail Property Loans

You Need A
Private Hard Money Lender

To make repairs in commercial property

To add value to existing commercial property

When you want to avoid foreclosure

When you need fast approval on a loan

When you want to restructure your debt

When you lack loan documentation

Location
We Cover

50

States & US Territories

Capital Investors Direct provides commercial hard money loan financing options in the following geographic locations of the United States:

200

200 MSA Tier I & Tier II Cities

Capital Investors Direct provides commercial hard money loan financing options in the following geographic locations of the United States:

How it Works?

Capital Investors Direct funds different commercial properties across the country. Below are few commercial properties we lend hard money for –

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01

Fill Out the Form

Apply for a commercial property loan in
5 minutes by filling out the form

02

Get Approval

We will get back to you within 24 hours
with a written disclosure of all loan terms

03

Loan Funded

Within days, the money will be credited
to your account.

Why Choose Us?

We go above and beyond to add to our list of satisfied customers and ongoing clientele We go above and beyond to add to our list of satisfied customers and

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01

Fast &
Efficient

We go above and beyond to add to our list of satisfied customers and ongoing clientele

02

Efficient Communication

We go above and beyond to add to our list of satisfied customers and ongoing clientele

03

Instant
Approval

We go above and beyond to add to our list of satisfied customers and ongoing clientele

04

Satisfaction
Guaranteed

We go above and beyond to add to our list of satisfied customers and ongoing clientele

Blogs &
Articles

Capital Investors Direct funds different commercial properties across the country. Below are few commercial properties we lend hard money for –

SBA 504 Loans

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For Commercial Loan

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Private Hard Money Lenders