commercial hard money loans

SBA 7(a) Loans

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Capital Investors Direct understands the challenges and opportunities inherent in small business construction projects. Our flexible terms ensure that your financing aligns seamlessly with your business goals, offering the support you need to bring your vision to life.
Loan Up to
$5,000,000
Competitive Interest Rates
Up to 85%
LTV
Streamlined
Processes
Best Loan for
Small Businesses

SBA 7(a) Loans Requirements

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SBA Loan Benefits

SBA 7(a) loans with flexible proceeds for various business needs.

Enjoy a financing solution that eliminates
balloons or calls and provides highly leveraged funding.

Eligibility Criteria

Merchants, businesses, and the intended use of proceeds must meet eligibility criteria.

Owners should either be U.S. citizens or Green
card holders.

Foreign aliens can qualify if they own less than
49% of the business.

Loan Amounts

Access funding up to $5,000,000.

Loan applications require the last three years of business tax returns, a real estate schedule if applicable, and two years of personal tax
returns for all principals holding more
than a 20% stake.

Rate Structure

Experience transparent and adjustable rates with quarterly adjustments indexed off the Wall Street Journal Prime rate.

Typical rates range from Prime plus 1 to
Prime plus 2, providing competitive financing options.

What to Expect With
SBA 7(a) Loans

Flexible Use of Funds

SBA 7(a) Loans can be used for a variety of business purposes, including construction, expansion, equipment purchase, and working capital.

Competitive Interest Rates

Benefit from competitive interest rates that make financing your small business construction projects more affordable.

Long Repayment Terms

Enjoy extended repayment terms, providing your business with the flexibility needed to manage cash flow effectively.

Eligible Commercial Projects
We Fund

Apartment Complex

Condominimum Complexes

Student Housing

Mobile Home Parks

Industrial Properties

Shopping Complexes

Hospitality & Restaurants

Mixed Use

Office Space

Retail Properties

Location
We Cover

50

States & US Territories

Capital Investors Direct provides commercial hard money loan financing options in the following geographic locations of the United States:

200

200 MSA Tier I & Tier II Cities

Maryland, Texas, Florida, Utah, Colorado etc. We offer CRE Bridge Loan in top cities like Denver, Chicago, Colorado, San Diego etc.

How it Works?

Capital Investors Direct funds different commercial properties across the country. Below are few commercial properties we lend hard money for –
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01

Fill Out the Form

Apply for a commercial property loan in
5 minutes by filling out the form

02

Get Approval

We will get back to you within 24 hours
with a written disclosure of all loan terms

03

Loan Funded

Within days, the money will be credited
to your account.

Why Choose Us?

We go above and beyond to add to our list of satisfied customers and ongoing clientele We go above and beyond to add to our list of satisfied customers and
Apply Now
01

Expertise in Small Business Financing

Our team understands the unique challenges and opportunities that small enterprises encounter.
02

Flexible Financing Solutions

Capital Investors Direct offers flexible financing solutions to meet the diverse needs of small businesses.
03

Streamlined Application Process

Experience a smooth and efficient application process with Capital Investors Direct. We simplify the paperwork and guide you through the steps, ensuring a hassle-free experience.
04

Competitive Interest Rates

We strive to provide cost-effective financing options to support the financial health and growth of your business.

Blogs & 
Articles

Capital Investors Direct funds different commercial properties across the country. Below are few commercial properties we lend hard money for –

Get Quick Approval For Commercial Real Estate Loan