Home / Loan Programs /

HUD / FHA 
Multifamily Loans

At Capital Investors Direct, we understand the unique challenges and opportunities that come with multifamily real estate projects.
Apply for Loan

We Offer FHA Multifamily
Loan

Apply for Loan
We're proud to offer a specialized suite of FHA / HUD Multifamily Loans designed to empower investors like you. Whether you're a seasoned developer or a first-time multifamily property owner, our team is dedicated to providing tailored financing solutions to meet your specific needs.
Competitive Rates
Flexible
Terms
FHA
Backing
Streamlined
Processes
Expert
Guidance

Types of FHA Multifamily Loans

FHA 223(f) Refinance Loans

- Purpose: Used for the refinancing and acquisition of existing multifamily properties.
- Features: Fixed-rate loan, non-recourse, up to 35-year loan term, and loan-to-value (LTV) ratios up to 85%.
‍
Read More >>

FHA 221(d)(4) Loans

- Purpose: Financing for new construction or substantial rehabilitation of multifamily properties.
- Features: Fixed or adjustable-rate, non-recourse, up to 40-year loan term, and LTV ratios up to 90%.

Read More >>

FHA 223(a)(7) Loans

- Purpose: Refinancing existing HUD-insured loans to reduce interest rates.
- Features: Streamlined process, no appraisal or underwriting, and reduced closing costs.

Read More >>

FHA 241(a) Loans

- Purpose: Provides supplemental financing for existing HUD-insured multifamily properties.
- Features: Typically used to fund major repairs or improvements, and it is subordinate to the existing HUD loan.

Read More >>

FHA 232 Loans

- Purpose: Insured loans for the construction or renovation of healthcare facilities, including nursing homes and assisted living facilities.
- Features: Fixed or adjustable-rate, non-recourse, and terms up to 40 years.

Read More >>

FHA 232/223(f) Loans

- Purpose: Allows for the acquisition or refinancing of existing healthcare facilities.
- Features: Combines elements of both HUD 232 and HUD 223(f) loans.

Read More >>

FHA 232/223(a)(7) Loans

- Purpose: Refinancing of existing healthcare facility loans to reduce interest rates.
- Features: A combination of the benefits of HUD 232 and the streamlined process of HUD 223(a)(7) loans.

Read More >>

Understanding FHA 
Multifamily Loans




FHA commercial multifamily loans are financial products offered by the U.S. Department of Housing and Urban Development (HUD) through the Federal Housing Administration (FHA).

These loans are designed to support the development, acquisition, or refinancing of multifamily properties, which typically consist of five or more residential units.

FHA multifamily loan play a vital role in promoting the development and maintenance of affordable and quality housing options across the United States.

They offer a range of benefits to borrowers while supporting the broader goals of community development and housing accessibility.
Apply Now

Benefits of FHA Multifamily Loans

Government Backing

FHA multifamily loan are backed by the U.S. Department of Housing and Urban Development (HUD) through the Federal Housing Administration (FHA). This government backing provides lenders with a level of security, encouraging them to offer favorable terms to borrowers.

Competitive Interest Rates

FHA / HUD multifamily loans often come with competitive interest rates. The government backing allows lenders to provide financing at rates that are generally more favorable than conventional loans, reducing the overall cost of borrowing.

Low Down Payment

FHA multifamily loans typically require lower down payments compared to conventional loans. This feature can be particularly advantageous for borrowers who may not have substantial capital for a large upfront payment.

Long-Term Fixed Rates

Borrowers may have the option to secure long-term fixed interest rates, providing stability and predictability in loan payments over an extended period. This can be valuable in a fluctuating interest rate environment.

Commercial
Projects We Fund

Apartment Complex

Condominimum Complexes

Student Housing

Mobile Home Parks

Industrial Properties

Shopping Complexes

Hospitality & Restaurants

Mixed Use Property

Office Property

Retail Property

Location
We Cover

50

States & US Territories

Capital Investors Direct provides commercial hard money loan financing options in the following geographic locations of the United States:

200

200 MSA Tier I & Tier II Cities

Capital Investors Direct provides commercial hard money loan financing options in the following geographic locations of the United States:

How it Works?

Capital Investors Direct funds different commercial properties across the country. Below are few commercial properties we lend hard money for –
Apply Now

01

Fill Out the Form

Apply for a commercial property loan in
5 minutes by filling out the form

02

Get Approval

We will get back to you within 24 hours
with a written disclosure of all loan terms

03

Loan Funded

Within days, the money will be credited
to your account.

Why Choose Us?

We go above and beyond to add to our list of satisfied customers and ongoing clientele We go above and beyond to add to our list of satisfied customers and
Apply Now
01

Fast &
Efficient

In the fast-paced world of CRE investment, time is of the essence. Our streamlined application process ensures you can complete your paperwork quickly and easily, so you can seize opportunities without delay.
02

Efficient Communication

We believe in clear, timely, and responsive communication. When you partner with us, you'll have a dedicated account manager who serves as your main point of contact throughout the entire process.
03

Instant
Approval

We understand that in the world of CRE, timing is crucial. Our commitment to instant approval ensures that you can quickly access the financing you need to capitalize on time-sensitive opportunities.
04

Satisfaction
Guaranteed

Our dedication to your satisfaction is unwavering. We stand firmly behind our services and our ability to provide tailored financing solutions that meet your unique requirements.

Blogs & 
Articles

Capital Investors Direct funds different commercial properties across the country. Below are few commercial properties we lend hard money for –
SBA 504 Loans
How do you qualify for an SBA Acquisition Loan?
David Cohn
SBA 504 Loans
How Much Down Payment Needed for SBA Loans?
David Cohn
commercial real estate
How to Buy Hotel Properties
David Cohn

Get Quick Approval For Commercial Real Estate Loan

Apply For Loan

Apply for Hard Money Loan - Apply for Hard Money Loan - Apply for Hard Money Loan - Apply for Hard Money Loan - Apply for Hard Money Loan -

Apply for Hard Money Loan - Apply for Hard Money Loan - Apply for Hard Money Loan - Apply for Hard Money Loan - Apply for Hard Money Loan -

We are here to work for the new world that is currently being shaped by digital transformation. While the industry is dealing with the change, we have adapted and transformed ourselves to offer the best solutions in the country.
Apply For Loan
1201 Seven Locks Rd
Suite 360 Rockville,
MD 20854
Navigation
Home
About
Blog
Contact
Loan Programs
Bridge Loan
Hard Money Loan
Stated Income Loan
Investors Property Loan
Resources
Industry Insights
CRE Investment Guides
Terminologies
FAQs
info@capitalinvestorsdirect.com
Terms of Use
Privacy Policy